Natural Resource Management
Education
Micro Enterprise
Promotion
Water Sanitation and
Hygiene
Institution Building
Urban WASH through strengthening local governance
 
Microfianance - NABFIN (NABARD FInancial Services Ltd) 
CARMDAKSH focuses its work with the tribal communities of North Chattisgarh region comprising of Bilaspur, Korba, Janjgir-Champa and Raigarh Districts. The main tribal groups consist of Gond, KanwarBaiga and Oraon. More than 70% of the population in the intervention area comprises of small & marginal farmers and landless people. The primary source of livelihood in the region is rain-fed agriculture. Poor returns from agriculture result in chronic indebtedness: with credit being available at high rates of interest. People are forced to migrate in search of employment. Most of this labour is unskilled, casual labour attracting low wages. The Caste, tribal and gender identities are pronounced and the associated hierarchies reinforce economic disadvantages experienced by the poor. They have very little political voice and are mostly alienated from the mainstream system of governance and programme delivery. All this translates into poor human development indicators.
 
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